BND vs SCHZ: fund overlap

ETF comparisons  /  BND vs SCHZ

US aggregate bond comparison · Holdings dated 2026-03-31

BND vs SCHZ

VANGUARD TOTAL BOND MARKET INDEX FUND compared with Schwab US Aggregate Bond ETF

The funds share a substantial core but differ outside it.BND has 8,269 companies outside the overlap; SCHZ has 2,990.
BNDUS aggregate bond

VANGUARD TOTAL BOND MARKET INDEX FUND

17,368holdings
0.03%annual fee
USmarket
ValuationNot available for this holdings date
BND holdings and fund profile
SCHZbond

Schwab US Aggregate Bond ETF

12,083holdings
0.03%annual fee
USmarket
ValuationNot available for this holdings date
SCHZ holdings and fund profile

Largest shared positions

9,092 companies held in both funds

BND weight SCHZ weight
Shared companyBND SCHZ
United States Treasury T
0.42%
0.39%
United States Treasury T
0.41%
0.38%
United States Treasury T
0.42%
0.38%
United States Treasury T
0.39%
0.38%
United States Treasury T
0.42%
0.38%
United States Treasury T
0.37%
0.38%
United States Treasury T
0.41%
0.37%
United States Treasury T
0.40%
0.36%
United States Treasury T
0.36%
0.34%
United States Treasury T
0.36%
0.31%
United States Treasury
0.35%
0.31%
United States Treasury T
0.32%
0.31%
United States Treasury T
0.34%
0.30%
United States Treasury T
0.32%
0.30%
United States Treasury T
0.32%
0.30%
United States Treasury T
0.32%
0.29%
United States Treasury T
0.35%
0.28%
United States Treasury T
0.35%
0.28%
United States Treasury T
0.32%
0.28%
United States Treasury T
0.48%
0.28%
United States Treasury T
0.28%
0.30%
United States Treasury T
0.32%
0.27%
United States Treasury T
0.33%
0.27%
United States Treasury T
0.24%
0.44%
United States Treasury T
0.29%
0.24%

BND and SCHZ questions

Based on the holdings compared above

How much do BND and SCHZ overlap?

BND and SCHZ overlap by 69.7% by weight, across 9092 shared companies.

Which companies do BND and SCHZ both hold?

The largest companies held in both funds are United States Treasury, United States Treasury, United States Treasury, United States Treasury, United States Treasury.

Can I hold both BND and SCHZ?

Holding both means 69.7% of that part of your portfolio is the same companies counted twice. That can suit you or not depending on your goals; this tool reports the overlap rather than giving advice.

Is BND or SCHZ cheaper?

BND has a 0.03% expense ratio and SCHZ has 0.03%.

Compare your own portfolio

See the companies and duplicated exposure across every fund you hold.

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